The one thing we can say about life is that it is fluid. One minute you can be cruising along in calm waters, then suddenly you find yourself in the middle of a storm.
Sometimes this is of your own making but others, it’s just life throwing you a curveball. So, how do you deal with a crisis situation?
In business, crises are planned for. Every department will have a crisis strategy that covers almost every possible situation that could arise. These strategies can focus on individual departments such as PR, or they can cover the company as a whole.
The first step in dealing with a crisis in your personal life is to be prepared. So having a crisis strategy will always pay off, even if you don’t ever need it!
Splitting your life into categories is a great way to start. Then you can prepare a crisis plan for each situation.
However, you could work with three simple strategies that will cover most bases. Financial, Home and Health.
A financial crisis plan will cover several issues, from losing your job to being the victim of fraud. Your first steps should be to work out all of your monthly outgoings and to start building a savings pot.
This will be there to ensure that you have money, even if your income stops. Research all the grants that may be available to you, so you are a few steps ahead in a bad situation.
This will help you by giving you valuable knowledge should you ever need it.
A health crisis plan might be put in place if you have a sudden accident, such as a car crash that wasn’t your fault. It will also be there if one of your loved ones suddenly becomes sick, or if a child injures themselves at home.
Start with the basics such as ensuring you have a well-stocked first-aid kit in your house and even take a basic first aid course, so you can keep a calm head and know what you are doing.
You should also understand all of your medical insurance policies so that you know what you are covered for. A group of top injury lawyers would be good to have on hand if the injuries you suffer were not your fault. Speak to your friends and family for recommendations.
When it comes to our homes, you should try to get to know the basics of how your house runs from the plumbing and how to turn off the mains supply of water to your home.
To how your boiler system works in case it breaks down. You should have the number of a reliable maintenance guy on hand, so you can call someone without researching local companies while in a panic. Also, make sure all of your home insurance is up to date and check what it covers.
Preparation is the key to any crisis, and if you have a good basic knowledge and a few backup plans, then you can handle anything with a cool head.