How to Start a Home Decorating LLC

Want to know how to start a home decorating LLC? You’ve come to the right place. While this isn’t something they ordinarily teach in school, it’s never too late to learn.

Running an LLC will give you flexibility, as well as freedom. Untangling your business from your personal assets will allow you to express your creativity stress-free.

Juggling your personal life as well as your business can be challenging enough. Never mind adding on the stresses of financial and legal matters that could jeopardize you and your physical assets.

In addition, extra pressure can impact your ability for creativity. In this article, we’ll guide you through starting a home decorating LLC.

Afterward, you’ll be able to manage and run your business without hassle.

How to Start a Home Decorating LLC

Steps to Starting a Home Decorating LLC

Not sure where to begin? Many online resources provide further information about starting and managing an LLC.

If you’re looking to know more about registering and running your business as an LLC, you can visit this website for more. Now, let’s move on to some of the steps you should follow.

Choose a Location

Deciding on a location is essential. Depending on your location, you’ll need to pay certain taxes or obtain licenses and permits required to operate a home decorating LLC.

In addition, your location will influence the costs associated with starting and running your LLC.

If you’re starting from scratch, choose a location with favorable laws for home decorating companies. For example, you might be eligible for government incentives like loans, lower taxes, and other benefits.

Decide on a Name

To become a state-recognized legal entity, you must give your business a name. Once you’ve chosen a name, register your business name.

Doing so will protect your business from potential imitators.

Tip: Planning on setting up a website for your business? Make your domain name identical to your business name so that customers can easily find you online.

Complete Your Registration

Next, register your LLC with the local or state government. The procedures vary widely based on your location. Often, you can submit an online application through the state’s website.

If you ignore registration and operate with your legal name, you’ll miss out on LLC benefits. Thus, you won’t receive tax discounts or legal and personal liability protection.

Registration fees are inexpensive, ranging between $200 and $300. A registered agent can help you file the necessary documents. Usually, the required documents to register an LLC are the Article of Organization and the LLC Operating Agreement.

Obtain an EIN

Next, you’ll need a federal tax ID or employer identification number (EIN). These are necessary for federal taxes, hiring, managing bank accounts, licensing, and obtaining permits.

The EIN for your business is what the social security number is for you as a citizen. You can use the IRS online tool to apply for your EIN.

Acquire All Required Licenses and Permits

You won’t need a federal license for a home decorating business, but you might need state licenses.

In New Jersey, for example, you can run a home improvement company without a license. However, you can’t identify your business as ‘licensed’ or ‘certified’ without a Board of Architects license.

Depending on your situation, you might encounter similar obstacles.

In Massachusetts, home improvement contractors working on residential buildings must register at the Office of Consumer Affairs and Business Regulation.

So, licenses and permits might differ for your home decorating business Check in with your local government for the most accurate information.

Open a Business Bank Account

You can open a business bank account immediately after registering your EIN and obtaining all necessary licenses.

A merchant services account is best because you can accept credit and debit card payments offline and online. So, what are some other perks?

  • Give your customers a safer shopping experience
  • Direct payments to your company
  • Access to emergency funding if need be

Feel free to connect a payment processor to your website through your bank account. If you’re an e-commerce home decorating business, this could expand your growth. However, this will depend on the nature of your products and services.

Before choosing one, shop around and research different bank account types that best suit your needs.

Get Insurance

While an LLC can protect your personal property, business insurance can make the protection complete. Depending on where you’re located, your state might mandate that you get business insurance.

Even if your state doesn’t require insurance, it’s still in your best interest to ensure your business. You’ll find many different types of insurance. So, think about any potential risks and act accordingly.

A licensed insurance agent can help you determine which insurance policy fits your situation the best. So, if you’re considering business insurance, find a trusted agent to represent you and your business.

Assess any possible risks as your business grows and acquire insurance as needed.


Now you know how to start a home decorating LLC. The process is simple and beneficial, so long as you follow the appropriate steps.

Nothing will help you grow your business faster than a professional LLC. Having your business registered as an LLC will allow you to focus on growing your business rather than fretting about your personal assets. What’s more, it’s reasonably affordable. While registering your home decorating business as an LLC might take some time, the benefits far outway the effort. We hope this article unveiled some business secrets to help you achieve more.

Julie Higgins
Julie is a Staff Writer at She has been working in publishing houses before joining the editorial team at momooze. Julie's love and passion are topics around beauty, lifestyle, hair and nails.